At IOA, we understand that data doesn’t tell the entire story of a transportation company. Crafting and communicating the right story about a business is very important. We work intensively with carriers to highlight clients’ strengths and overcome unfavorable data using their risk mitigation efforts to improve loss controls. Our relationships with underwriters
help us tell the full story, which leads to better rates and terms than simple quote and bind methods used elsewhere.
IOA’s relationships with carriers differentiate us:
• Decades of deep integration with transportation underwriters give us the fullest access and attention.
• Client advocacy and consulting go way beyond standard quoting and binding of policies.
• Our narrative approach moves the needle on getting best coverage and terms.
• We are intimately familiar with transportation industry and its language. We can translate operational nuances to carriers to enrich their understanding of our clients’ risk.
• We delve into the details behind FMCSA basics, client practices, and loss runs
to reveal the full story of any loss or unfavorable data.
Beyond negotiating and advocacy, IOA’s transportation specialists assist small, medium, and large fleets with their particular risk management needs. From geographic, sector-specific, and regulatory issues to helping manage and protect personnel, IOA combines its expertise in transportation with benefits offered by insurers to help clients build programs that:
• Improve operator safety and wellness
• Control losses
• Limit liability to protect against claims, including nuclear verdicts
• Save money
• Improve insurance choices and terms
• Demonstrate smart risk management
If all an underwriter is looking at is data, clients
are at a disadvantage. We fill in the gaps and present the full story, giving carriers the confidence they need to offer solid coverage and competitive pricing.