IOA’s Trade Contractors Practice is a nationwide team specializing in reducing the risk of financial loss for contractors. Our industry experts provide clients consultation and care from pre-hire through the post-claim stage.
Our risk services include in-depth reviews and money/time-saving resources:
• Identifying exposures
• Review internal policies and procedures
• Determine root cause of claims
• Tour job sites
• Review insurance policies and contracts
• Presenting risk transfer possibilities
• Standard insurance
• Wrap-up (OCIP/CCIP)
• Specialty or program coverage
• Alternative risk finance techniques
• Discuss deductible options
• Online learning-management platform
• Virtual learning and testing for employees
• Tracking of employee completion of training
• Documentation for affirmative defense
• Workers compensation services
• RiskScore assessment
• Experience modifier/premium recovery analysis
• Pre-hire integrity testing model (includes drug-free workplace plan)
• Ongoing monitoring of program effectiveness
• Claims advocacy
• Live claims management with licensed advocate
• Claims portal that allows real-time view of
claim status
• Aggravated inequity review to secure
correct reimbursements