IOA’s Trade Contractor Practice represents thousands of contractors across the country, from small local to large regional and national clients. Our contractor practices are populated with producers who have actual industry experience in licensed contractor trades.
Our services differentiate us:
• IOA-exclusive RiskScore evaluation
• Tailored risk-control programs
• Online certificate management portal
• Claims advocacy and oversight services
• Contract and indemnification review (including subcontractor contract review) for required limits, required coverage, compliance
• Wrap-up (OCIP/CCIP) review and analysis to find deductions/credits that benefit our clients
• Audit review/classification audits
• Assistance with alternative risk structures, e.g., captives, risk retention groups, self-insured retentions in lieu of deductibles, TPA (third- party admin) arrangements
• Loss-sensitive collateral reviews for leveraged
coverage, loss stratification analysis, loss forecast
• Performance and surety bonding capabilities
• IOA365 online portal for client self-service and access to critical information
• Learning management system (LMS) with library of videos, courses, and certification capabilities for safety, HR, EEOC, and more
IOA’s Trade Contractor Practice covers all licensed trades in the service, construction, residential, commercial and industrial sectors.
We know licensing requirements, contracts, and insurance mandates across industries and regions, and we are affiliated with numerous trade associations—both national and specialty.