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IOA’s Commercial Real Estate Practice understands the insurance strategy needed for property owners and property managers. Serving clients with a few properties up to large real estate investment trust (REIT) schedules, we work to provide risk transfer, mitigation strategies, and custom program solutions.

IOA’s exemplary services include:

  • Providing benchmarking against industry competitors
  • Navigating complex claims scenarios
  • Creating client-specific risk mitigation programs
  • Advising on coverages for new and emerging exposures (e.g., active shooter, loss of attraction, contingent business income, parametric coverage)
  • Manuscripted policies for highly intricate schedules
  • Ability to do cost allocations across locations
  • Providing rate-level indications for new/ potential acquisitions

The heart of IOA is to protect our clients businesses so they can focus on their dreams. Whether that is a program strategy, navigating difficult claims scenarios or other concerns,

we provide peace of mind in knowing that we have it covered. With IOA, the strategy behind a client’s insurance makes risk management more than just a product they buy.